Automated
Decisions with
Precision

10k
Trusted credit and
risk decision engine

Create the perfect credit experience. Design seamless application journeys for your business and consumer customers.

Credit Decision Flow Chart

Trusted by Industry Leaders

We partner with leading financial institutions and credit bureaus to provide comprehensive and reliable credit decision solutions.

TransUnion logo
Experian logo
Dun & Bradstreet logo
Equifax logo
FICO logo
TransUnion logo
Experian logo
Dun & Bradstreet logo
Equifax logo
FICO logo
ADDITIONAL BENEFIT

Credit Portfolio Health Dashboard

Our Credit Portfolio Dashboard provides a real-time, at-a-glance view of your portfolio's health, helping you proactively manage risk and make smarter financial decisions.

Holistic Portfolio View
Proactive Risk Segmentation
Detailed Customer Drill-Down
OUR OFFERING

Customizable risk workflows

Credissence's customizable risk and credit workflow engine lets lenders and businesses build their approval process from the ground up, defining everything from application questions to automated decision rules for any type of customer.

Workflow Diagram

B2B Lenders

Credissence streamlines B2B commercial credit approvals with its customizable decision engine.

B2C Lenders

Credissence accelerates B2C credit approvals with its customizable and automated decision engine.

B2B Businesses

Credissence helps B2B businesses automate their trade credit approval process for faster.

FEATURED WORKS

Risk Decision Engine API

API Integration

Seamlessly power your own platform by embedding our sophisticated, automated credit decision engine directly into your existing applications and internal systems. Our flexible and easy-to-use API is designed for rapid integration.

Banks
Credit Unions
Fintechs
B2B Businesses

Third-Party Integrations

Creditsource seamlessly integrates data from top credit bureaus, identity verification (KYC/KYB) and AML/Fraud tools, enriching every application with powerful AI insights for a complete and confident decision.

Credit Bureaus
AI/ML Models
AML/Fraud Detection
KYC/KYB

No-Code Ratio Builder

Our No-Code Ratio Builder lets you create and automate custom financial calculations without code. Using its intuitive visual interface, drag and drop financial data to construct the exact ratios your business needs for accurate risk assessment.

Leverage Ratios
Consumer Credit Ratios
Liquidity Ratios
Mortgage Lending Ratios
OUR PRICING PLAN

Pricing that's Affordable
For Everyone

Toggle between monthly and yearly billing
MonthlyYearly

Pay As You Go

For Small Businesses and Startups

Users only pay for what they use.

<50 employees

Access to Decision Tree
Admin and Regular profiles
Unlimited API Calls
Real-time credit portfolio
Customize Nodes
Create new models
Most Popular

Growth

Mid-Market/ Medium-Sized Enterprises

Scale with a 12 month commitment

50-1000 employees

Access to Decision Tree
Admin and Regular profiles
Unlimited API Calls
Real-time credit portfolio
Customize Nodes
Create new models

Custom

Enterprise/Large Corporations

Flexible plan with custom solutions

1000+ employees

Access to Decision Tree
Admin and Regular profiles
Unlimited API Calls
Real-time credit portfolio
Customize Nodes
Create new models
OUR CLIENT REVIEW

See What Our Customers
Have to Say!

As someone self-employed with variable income, most lenders couldn't approve me. But Lipaworld, using Credissance, looked beyond the traditional score to see my full financial picture. I was finally approved fairly, and thanks to that loan, I've been able to grow my business and build for the future.

Jonathan Katende

CEO of Lipaworld

Qualifying prospects is crucial in B2B sales—not just to close deals, but to ensure clients can meet payment obligations. Credissance helps sales teams quickly assess creditworthiness without messy spreadsheets, so they can focus on selling and serving clients.

Ezekiel Nkotsoe

Regional Commercial Manager, S&P Global

INTEGRATION

We Collaborate With Top
Service Providers

Google AI

AI/ML tools for Credit and Fraud Detection

Open AI

AI/ML tools for Credit and Fraud Detection

Persona

Identity Verification Solutions

Plaid

Real-time Fintech Data Solutions

Transunion

Credit score, reporting and monitoring alerts

Experian

Credit score, reporting and monitoring alerts

Equifax

Credit score, reporting and monitoring alerts

Integration Partners Summary

We integrate with 7 leading service providers across AI/ML tools, identity verification, fintech data, and credit reporting to provide comprehensive financial decision solutions.

  • Google AI: AI/ML tools for Credit and Fraud Detection
  • Open AI: AI/ML tools for Credit and Fraud Detection
  • Persona: Identity Verification Solutions
  • Plaid: Real-time Fintech Data Solutions
  • Transunion: Credit score, reporting and monitoring alerts
  • Experian: Credit score, reporting and monitoring alerts
  • Equifax: Credit score, reporting and monitoring alerts
QUESTION

Have Any Questions?
Here Some Answers

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The timeline for building a new website typically ranges from 2-12 weeks, depending on the complexity, features required, and the amount of content. Simple websites can be completed in 2-4 weeks, while complex e-commerce or custom applications may take 8-12 weeks or more.

To get started, we'll need your business requirements, brand guidelines, content (text and images), preferred design style, functional requirements, and any specific features you want. We'll also need access to your domain and hosting if you have them.

A soft launch involves releasing your product or service to a limited audience first. Start with beta testing, gather feedback, make improvements, then gradually expand your reach. This approach helps identify issues early and refine your offering before the full launch.

Our trial period allows you to test our services risk-free for 14 days. You'll have access to all features, support, and can cancel anytime. No credit card required upfront, and you can upgrade to a paid plan whenever you're ready.

Frequently Asked Questions

This section contains 5 frequently asked questions about our services, including information about warranties, timelines, requirements, business guidance, and trial options.

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Sign Up Section

This section invites users to join our platform with options to get started immediately or request a free demonstration. Over 13k+teams are already using our services.